Position Overview
Position Summary
Women’s World Banking is seeking to hire a consultant to project manage the designing, testing & validating alternate credit scoring models for SHG women in Telengana. The role of the project manager will include supporting SRLM to digitize higher quality data on a campaign basis, collaborating with bank & WWB & expert data science teams to design and alternative credit score based on this data, piloting the same to capture insights & sharing feedback for data, process & model improvements.
We are therefore looking for an experienced consultant with expertise in credit scoring, project management, stakeholder management, and solution design. S/He will support the design & implementation of initiatives in collaboration with our SRLM, Financial Service Partners & Data Science Teams. The candidate will be expected to understand lending operations and credit underwriting logic for loan assessments. S/He should also be able to speak & understand Telugu, Hindi & English to engage with all stakeholders.
Roles and Responsibilities
Scope of Work:
The consultant will be hired as project manager for a 12-month period; within which the scope of work will include :
- Working with SRLM stakeholders to:
- Assess current SHG Data availability & data processes, coordinate for data access and transfers while resolving for data issues, identify gaps and develop tools/ training materials for training of community resource persons & data champions to capture high-quality SHG Data in digital formats.
- Work with community resource persons on a campaign basis to ensure this data is captured on a timely basis and meets data modelling requirements.
- Collaborating with bank stakeholders to:
- Assess current lending processes & how they assess SHG women applications for individual loans; and how SHG alternate data can enhance this process & improve loans sanction rates.
- Work with WWB internal & data science experts to understand data requirements for modelling & credit scoring of this data
- Help pilot model prototype with banks to incorporate in lending processes & sanction loans .Capture feedback & insights from pilot to incorporate in operations improvements.
Required Qualifications
- Multiple Stakeholder Management: Establish relationships and collaborate with cross-functional teams to understand & address needs across stakeholders.
- Project Management: The consultant will be primary point of contact for project and is expected to manage timelines & deliverables across stakeholders.
- Design Thinking: The consultant is expected to conduct assessments, take feedback and capture learnings throughout the project to design & improve the credit scoring model & SHG data ecosystem
Measure of Success
| Phase | Duration | Deliverables:
|
| Diagnosis | Sept ‘ 2026 | Diagnostic report which includes:
· Data Quality, Data processes & field training material for Telangana SRLM · Lending process & loan assessment criteria for SHG women at chosen Bank. · Gaps / opportunity to improve across both |
| Data Quality & process enhancements at SRLM | Oct- Dec ‘2026 | Field Execution:
· Address missing data / low quality data through execution of data capture, process improvements, training refreshers on a campaign basis via SRLM field teams Insight Report: · Review insights / feedback from the data science & bank underwriting teams to enhance field processes |
| Support Pilot Implementation, Model refinement & Validation | Jan-Jun 2027 | Field Execution:
· Design, Support & Track the credit scoring model field pilot for loan assessment · Coordinate the validation the model with 1 more FSP to finalise model & recommendations. Insight Report · Capture insights, feedback and discuss share for model refinement |
| Close – Insights, Recommendations & Policy Notes | Jul-Sep 2027 | • Recommend scale-up pathways
• Support inputs for convenings / consultations for advocating the model with a larger ecosystem. |
How to Apply
Applications must be received no later than 15th August. at midnight IST.
- A brief proposal outlining your capacity to complete this assignment, highlighting relevant experience and similar projects previously completed, along with profiles of the proposed team members.
- Availability and expected monthly rates for the full scope of work.
Note: This RFQ does not guarantee or commit Women’s World Banking to proceeding with the above-described work. Due to the overwhelming responses, not all candidates will be contacted.
Women’s World Banking is an equal opportunity employer for all regardless of race, color, citizenship, religion, sex, sexual orientation, gender identity or expression, age, disability, veteran or reservist status or any other category protected by federal, state or local law.
Women’s World Banking will be unable to contract with any individual who is US citizen or resident without an LLC or LP or similar structure.
About Women's World Banking
We believe in being a force for the greater good, devoted to accelerating and growing the financial inclusion of women. With rapidly changing markets, influenced by technology and social behavioral expectations, we are embarking on a new chapter to transform the way we design and implement solutions.
For over 40 years, Women’s World Banking has partnered with financial institutions, showing them the benefit of investing in women as customers. We equip these institutions with in-depth research and data driven insights to develop financial products and educational programs. While our clients are financial service providers, our mission is to engage consumers – women who are marginalized by financial systems.
Women’s World Banking and WWB Asset Management is an equal employment opportunity for all regardless of race, color, citizenship, religion, national origin, sex, sexual orientation, gender identity or expression, age, disability, veteran or reservist status or any other category protected by federal, state or local law.
