Gabriella Widjaja

Gabriella Widjaja is a Senior Specialist in Advisory Services, Southeast Asia, specializing in financial inclusion and MSME finance. She works closely with financial institutions, development partners, and stakeholders to shape strategies, products, and delivery models that improve access to financial services for underserved communities.

Prior to joining the advisory sector, Gabriella worked across banking and fintech in operations, trade finance, product management, and business process automation, supporting both retail and business banking customers. She has experience building and scaling financial products and processes from the ground up, as well as driving operational efficiencies through automation. This background enables her to bring a practical, implementation-focused perspective to advisory work, helping institutions translate strategic priorities into scalable and effective solutions.

Gabriella is passionate about advancing financial inclusion by bridging the gap between data-driven insights and real-world execution. She focuses on translating customer behavior and needs into actionable strategies, supporting institutions to better serve women entrepreneurs and small businesses while driving sustainable and inclusive growth across the region.