The Women's World Banking Team

Ramakrishnan Gopalan


Ramakrishnan Gopalan is the Vice President, Head of Products & Solutions for India and South Asia. In this role, he leads the product team in developing the strategy and the long-term design for the growth of Visa’s product propositions in the region, including India, Sri Lanka, Bangladesh, Nepal, Bhutan and Maldives.

Prior to joining Visa, Ramakrishnan (Ramki) was with Citi in India and Singapore for nearly 20 years, where he held various positions across Asia Pacific in cards, lending, client engagement, risk mitigation, product development and digital channel teams. Most recently, he was the Director of Strategic Initiatives for Citi’s Regional Cards and Loans team where he drove the digital acquisitions framework of clients with a bespoke strategy using
alternate data across markets.

Ramki holds an MBA from the Indian Institute of Management and a Bachelor’s in Engineering from the Indian Institute of Technology. He will be based in Mumbai and sit on the INSA leadership team as well as the Asia Pacific Product Leadership team. In his spare time, Ramki enjoys spending time with his family biking together to explore new places around town.