Unlocking Growth Opportunities for All

Financial inclusion forum 2025
9 - 10 SEPTEMBER | JOHANNESBURG, SOUTH AFRICA

A dynamic gathering of global leaders, policymakers, financial services providers, and innovators committed to closing the gender gap in financial access.

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Despite playing a vital role in driving global economic growth, nearly 1 billion women remain excluded from the formal financial sector.

It’s time for that to change.

Women’s World Banking proudly presents Unlocking Growth Opportunities for All: Financial Inclusion Forum 2025 — a high-impact convening committed to turning global dialogue into local action.

Building on the global forums during September, this Forum offers a rare opportunity: a space where strategies are sharpened, solutions are grounded, and commitments become catalysts for change. Through intimate, closed-door roundtables, global insights are refined into real-world policy actions. The focus is clear: unlocking the power of inclusive finance to drive economic resilience, especially for women.

This year, we’ll zero in on three foundational pillars of financial inclusion:
Consumer Protection. Digital Identity. Inclusive Payments.

These are the building blocks of a financial system that works for everyone. Because when we design financial solutions with women at the center, we create stronger, more inclusive economies for all.

Join us in shaping a future where no one is left behind.

Day One: 9 September

10:00 AM │ Registration opens

12:00 PM │ Lunch & Networking

  • A quick welcome to Johannesburg and the Forum paired with lunch and intentional networking activities.

1:00 PM │ Opening Keynote (Policy)

1:20 PM │ Opening Keynote (FSP)

1:45 PM │Insights to Outcomes: 3 Key Elements of Digital Public Infrastructure

  • Three experts examine the relationship between access to identification, payments, and consumer protection and their impact on financial inclusion.

2:35 PM │Roundtable: From ID to Payments to Consumer Protection—Bridging Customer Lifetime Value and Women’s Economic Empowerment 

  • This high-level roundtable will explore what it takes to build a truly inclusive and sustainable financial system for women—from their first point of access to long-term retention and trust. Anchored in three pillars—universal identification, inclusive payments, and consumer protection—the session will map the women’s customer journey across emerging markets. 

4:05 PM │Coffee/Tea Break

4:25 PM │Option 1 – Solving for Scale: Innovation & Women MSME Economic Empowerment Showcase 

  • Two policy figures and two financial services providers from around the world present solutions in 10-minutes that utilize digital innovation, demonstrating scalable systems in real-world scenarios for MSMEs. 

4:25 PM │Option 2 – Rethinking Remittances: Payments on the Move  

  • A cross border-finance advocate, a fintech payments architect, and a remittance regulator unpack how next-generation rails can move money faster, safer, and cheaper—whether across borders or within them. Together, they explore how lived experience, infrastructure innovation, and enabling regulation converge to turn remittances into engines of household resilience. 

5:25 PM │ Closing Remarks

5:35 PM │ Closing Ceremony – “In the Spirit of Ubuntu”

  • Local dancers and percussionists deliver a performance that celebrates the South African philosophy of interconnectedness, “Ubuntu” or “I am because we are.” 

6:00 PM │ VIP Cocktail Reception

  • An exclusive celebration of impact achieved by Women’s World Banking and partners.

Day Two: 10 September

9:00 AM │ Opening Remarks

9:05 AM │ Opening Keynote

  • “Encouraging Commitments for Economic Empowerment & Growth”

9:15 AM │ FSP & Policymaker Workshop: Overcoming Barriers to Create Economic Growth for All

  • On day two, a hands-on session will dive into the challenges financial service providers (FSPs) and policymakers face in advancing inclusive finance. Through real-world use cases from markets that have successfully navigated these barriers, participants will workshop strategies to overcome obstacles and move forward with actionable insights.

11:25 AM │ Closing Remarks

Forum Speakers

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H.E. Fatma Al Jabri

Assistant Governor, The Central Bank of the UAE

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Natalie Baatjies

Senior Program Officer, Gates Foundation

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Francesca Brown

Director of Policy and Advocacy, Women’s World Banking

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Ineke Bussemaker

Former CEO, NMB Plc (National Microfinance Bank)

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Gerhard Coetzee

Independent Consultant, Formerly CGAP

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Pedro De Vasconcelos

Program Manager, IFAD

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Elizabeth Gathai

Regional Head, Africa, Women’s World Banking

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Seema Hingorani

Managing Director, Morgan Stanley Investment Management
Founder & Chair, Girls Who Invest

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Nolwazi Hlope

Senior Fintech Specialist, Financial Sector Conduct Authority (FSCA) of South Africa

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Azleena Idris

Senior Director, Strategy & ESG, Payments Network Malaysia (PayNet Malaysia)

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Dr. Amal Idrissi

Executive Director, SME Observatory

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Frances Ihogoza

Executive Director, National Bank of Rwanda

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Aisha Isa-Olatinwo

Director, Consumer Protection and Financial Inclusion, Central Bank of Nigeria

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Candace Kelly

Chief Legal and Policy Officer, Stellar Development Foundation

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Sonja Kelly

Global Head, Women’s World Banking Institute

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Naoko Koyama-Blanc

Partner, Dalberg Advisors

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Jabulile Kubheka

Africa Talent Leader, EY

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Sabine Mensah

Deputy CEO, AfricaNenda

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Rekha Chifuwe Mhango

Deputy Governor, Bank of Zambia

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Lineshree Moodley

Country Manager, Visa, South Africa

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Anastacia Ngunjiri

Associate, iGravity

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Dr. Monique Nsanzabaganwa

Former Deputy Chairperson, African Union Commission
Former Deputy Governor, The National Bank of Rwanda

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Ashley Olson Onyango

Head of Financial Inclusion and Agritech, GSMA

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Heidi Patmore

Chief Marketing Officer, Paycode

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Brendan Pierce

CEO, Finmark Trust

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Qamar Saleem

CEO, SME Finance Forum

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Nishdeep Sethi

Group Director, Structured Finance and Products, African Guarantee Fund

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Dr. Tumubweinee Twinemanzi

Executive Director Supervision, Bank of Uganda

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Elizabeth Wasunna

Director of Business Banking, Absa

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Aria Widyanto

President Director, Amartha

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Christine Wu

Interim Co-CEO: Personal & Private Banking, Absa

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Zouera Youssoufou

Managing Director and CEO, Aliko Dangote Foundation

More to be announced - stay tuned!

Through our policy advocacy work, Women’s World Banking channels insights and knowledge from its research and advisory services to government ministries, regulatory and supervisory bodies, and individual policymakers seeking to advance women’s financial inclusion in their countries.

Policy Briefs & Diagnostics

  • How Women’s Financial Inclusion Contributes to Financial Stability and Soundness: This brief highlights how women’s financial inclusion is essential to global financial stability and economic resilience. By analyzing key indicators of financial soundness, it makes the case that advancing gender-inclusive finance is a strategic move to strengthen markets, manage risk, and support long-term growth.

  • Bridging the Gender Gap through Digital Identification Systems: This policy brief explores how inclusive digital ID systems can unlock life-changing opportunities for women, from financial access to essential services. By addressing the barriers women face, it outlines actionable steps for policymakers to close the gender gap and ensure no woman is left behind in the digital economy.

  • CBDCs: A Catalyst for Women’s Financial Inclusion: This brief examines whether Central Bank Digital Currencies (CBDCs) can advance women’s financial inclusion and earn their trust. Through global case studies and practical recommendations, it explores how women-centered design and inclusive digital infrastructure can help CBDCs become a meaningful tool for reaching underserved women and expanding financial access.

  • Unlocking Financial Resilience through Policy for Women in a Changing Climate: This policy diagnostic highlights the urgent need for climate-responsive financial solutions that center women’s economic empowerment. By examining global case studies and gender-focused policies, it offers actionable insights to help bridge the gap between climate resilience, gender equity, and financial inclusion.

  • Action and Policy Recommendations to Collect Sex-Disaggregated Targets: This policy brief explores how Indonesia can strengthen women’s financial inclusion by improving the collection and use of sex-disaggregated data in the financial sector. With targeted recommendations for regulators and providers, it makes the case for data-driven policies that address gender-specific barriers and advance inclusive economic development.

Radisson Blu Hotel, Sandton Johannesburg
Rivonia Rd, Daisy St, &, Sandton, 2196, South Africa

The Radisson Blu Hotel is in the heart of the city’s upscale business district and within walking distance of Gautrain Station, which connects to Johannesburg and the OR Tambo International Airport. Take advantage of the prime location minutes from attractions such as Nelson Mandela Square, Sandton City shopping center, and many restaurants.

Attendees receive a discounted Forum hotel rate upon registration approval! Register today.

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Please note registration does not guarantee attendance. As space is limited, attendance will be confirmed upon review.

2025 Sponsors

We are grateful for the ongoing support of our core funders for enabling our strategy.

Community Partners