Credit has always been a fundamental part of both formal and informal financial services. In the last three decades, however, the exponential growth in data and computing power has led to new ways of assessing creditworthiness. Artificial intelligence (AI) and machine learning (ML) have opened up the possibility of scoring
Explore the latest global and regional insights from Women’s World Banking’s work in policy, leadership, women’s entrepreneurship, gender lens investing, and more.
There are many ways to measure and track fairness in lending. This scorecard offers some of the more common fairness indicators used by Women’s World Banking in its diagnostic process with lenders. Paying attention to these indicators, particularly over time, will offer institutions an evidence base so they can identify