Jyotsna is the Senior Specialist, Advisory Services, South Asia and comes with a rich experience of 12+ years in BFSI industry. She has worked in several functions in leading insurance companies like HDFC ERGO and TATA AIG in India, in various roles, ranging from underwriting, portfolio management to key account management. Her clientele included state and central governments, banks, non banking financial companies and international organisations. She has worked actively in climate parametric insurance as well as working on developing insurance solutions for marginal communities in health and personal accident areas. She has also worked in a leading weather services provider Skymet Weather services, where she was exposed to climate related knowhow and remote sensing services. Having worked in the financial sector while servicing government schemes, she had a front row view of financial inclusion throughout her career.