
Inclusive Innovation: When Technology Expands Markets—and Opportunity
Innnovation is transforming financial services—but inclusion doesn’t happen by default. As AI, blockchain, and digital platforms reshape how financial products are built and delivered, the critical question is whether these advances expand opportunity—or reinforce existing gaps. Despite rapid technological progress, 1.3 billion people—700 million women and 600 million men—are still excluded from the formal































































































































































































